Conventional banking system access is also widespread with 96 and 40 of adults having access to a regulated deposit and loan account respectively. The RHB Bonus Saver requires you to maintain a monthly incremental balance of RM500 every month for 12 months consecutively to gradually unlock and retain a base interest rate of 140 pa.
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In other words you will need to increase your monthly average balance by at least RM500 every month for 12 months in order to unlock.
. That said there are still segments in the underserved and unserved population which the new DBs are likely to be able to develop based on the strength of their ecosystems for example gig.
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